Free payment schedule builder · Black Creek Solutions

Built on your device. Information, not legal advice.The schedule is made in your browser: nothing you type is sent anywhere or stored, and there are no cookies. You check it, sign it and serve it yourself, in time.

Free to use, all of it. The online team version is coming, in a monthly plan.Free: A payment schedule as Word and PDF, checked against section 21. Early access, in the Project plan: the claims you receive, each with its serve-by date, drafted by your QS and approved by the CA in the shared project. Project plan: $99 a month per project, by contract value, plus GST if applicable. Early access: order now and we'll set up your project when the online team version opens. Order by email to hello@blackcreek.co.nz. There's no charge until your project is set up. Plans are billed monthly in advance: the invoice is dated the 1st and due on the 20th of the same month. Your monthly price is held for 12 months from your start date. Any rise after that comes with 30 days' notice. Cancel at the end of any month. Nothing here is locked. Build your project

The parties

Your business name (the payer)

Your address and contact (optional)

Who made the claim (the claimant)

The contract

Contract or order number (optional)

The claim you're answering

Claim number or reference

Date of the claim

Date it was served on you

Province, for its anniversary day

Your schedule is due byWorked out here from the served date with the deadline checker's own code: 20 working days (s22(b)), unless the contract sets another time. Change it if yours does.

The amounts

The amounts below are

Amount claimed ($)

Scheduled amount: what you'll pay ($)

How you calculated the scheduled amountNeeded when you'll pay less than claimed (s21(3)(a)).

Your reasons for the differenceNeeded when you'll pay less than claimed (s21(3)(b)). Give every reason.

Some or all of the difference is because I'm withholding payments21(3)(c): the schedule must then give the reason or reasons for withholding.

The schedule

Date of this schedule

Include: "This is a payment schedule under the Construction Contracts Act 2002."Ticked for you, as in the claim builder. Section 21 doesn't require these words (a payment claim's statement is required by s20(2)(f)); they make plain what the document is.

The schedule carries your business name only. The register row matches the free claims register (Excel).

Want it checked before you send it?

Schedule Check, $195 (plus GST if applicable). Invoiced after delivery, due on the 20th of the month after the invoice.

Schedule Check $195

Where the rules come from (checked 1 Nov 2026)

What a payment schedule must contain: Construction Contracts Act 2002, s21(2)(a) to (c) and, if the scheduled amount is less than the claimed amount, s21(3)(a) to (c). Read word for word on legislation.govt.nz (version as at 5 October 2023, the latest).
When it must be provided: s22(b), the time the contract requires or, if it doesn't say, 20 working days after the claim is served. Not provided in time: the payer becomes liable to pay the claimed amount on the due date (s22).
Paying the scheduled amount: if it isn't paid in full by the due date, the payee may recover the unpaid part as a debt and serve notice of intention to suspend work (s24(1) and (2)).